Things just got a little worse...
Well I thought the extent of the flooding was to part of the backbedroom...but no...it extended into the closet as well and well...virtually everything is ruined including about 3500 in collectible comic books. On top of that my renters insurance doesn't cover flooding!! WONDERFUL. It just keeps getting better and better. I'm going to check the policy to see if it covers prior structural damage (which was essentially the problem that caused the damage) or negligence by the landlord since they never fixed the damage the first time. There has to be a loop hole!! Anyone have any advice short of hiring a lawyer or am I screwed?
posted by havlow at 11:08 AM
3 Comments:
no advice, but dang. Your comics collection? If insurance fails, sue the bast&*&!
oh I am so sorry!!!!!!!!!
Perhaps you should consult with a lawyer...you never know!
I'm not sure how insurance works there, but here in Canada no policy includes Flood. You can buy it separately, but you would have to buy it through Lloyd's of London or something and spend an astronomical amount of money.
As an insurance broker, it's always the worst news to tell somebody that they just aren't covered for that freak flash flood that happened when the rain came pouring down....
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